538 PATTON LOOP, BARTOW, FL, 33830
Active6 days on marketListed Aug 6, 2026MLS #L4963990
About this home
538 PATTON LOOP
Welcome to this beautifully maintained 4-bed, 2-bath single-family home in the desirable Liberty Ridge community of Bartow! This spacious residence features a 2-car garage, monthly solar power included, and a modern open layout perfect for comfortable living. Enjoy a fully equipped kitchen with refrigerator, stove, dishwasher, garbage disposal, and in-home washer/dryer. The home offers central AC, an in-ground sprinkler system, and smart-home features including a Schlage door lock, Ring doorbell, and ADT-ready security wiring with cameras. Located in a quiet Lennar community with easy access to Bartow amenities, this home offers comfort, convenience, and energy savings all in one. Don’t miss this opportunity to secure a well-maintained property with modern features and exceptional value!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,939
Sqft
0.18 ac
Lot size
2
Garage
2020
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bartow actives
$1 vs $176
Days on market
6 vs 34 typical
Where $1/sqft sits among the 129 Bartow actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bartow
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bartow. See the full Bartow guide →
The numbers that matter
The Bartow market
$303K → $327K
Bartow median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
66 of 129
Bartow actives have cut their price
Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the Bartow median. See the full Bartow market guide →
Paper trail
This home's history
Reality check
What actually sold near 538 PATTON LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$325,000
640 EISENHOWER STREET · same community
4 bd · 2 ba · 1,850 sqft · $176/sqft · 65 DOM
Sold · Mar ’26$325,000
315 MACARTHUR STREET · same community
4 bd · 3 ba · 2,150 sqft · $151/sqft · 139 DOM
Sold · Feb ’26$255,000
323 MACARTHUR STREET · same community
3 bd · 2 ba · 1,444 sqft · $177/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 538 PATTON LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 538 PATTON LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
538 PATTON LOOP FAQs
What would the monthly payment be for 538 PATTON LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 538 PATTON LOOP?+
The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bartow?+
At $2,000, this home is listed about 99% below the Bartow median of $314,930. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Kristin Kellin. MLS #L4963990.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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