Yumiko Sugawara
$675,0004 bd3 ba2,742 sqft$246 /sqft$4,627 /mo all-in ↓

2010 MOSS COURT, DUNEDIN, FL, 34698

Active2 days on marketListed Aug 11, 2026MLS #L4964192

Private poolSingle Family ResidenceSPANISH PINES 1ST ADD

About this home

2010 MOSS COURT

Opportunity awaits in Spanish Pines in Dunedin! Located on a quiet cul-de-sac just minutes from the Dunedin Causeway, Honeymoon Island, Gulf beaches, Pinellas Trail, shopping, dining and all that Dunedin has to offer, this spacious pool home combines an outstanding location with the size, lot and potential that are increasingly hard to find. Step inside and you'll discover a large, versatile floor plan with multiple living areas, generously sized bedrooms and plenty of room to spread out. A striking wood-burning stone fireplace adds warmth and character to the main living space, while the home's unique layout offers endless possibilities for updating and customization. Outside is where the Florida lifestyle really comes into play. The home features a screened outdoor living area, open private swimming pool and large privacy fenced backyard, providing plenty of space to entertain, relax or create the backyard retreat you've always wanted. The cul-de-sac location adds to the appeal, offering a more tucked-away residential setting while still being incredibly convenient to everything Dunedin is known for. Several important improvements have already been completed, including impact windows and sliding doors installed in 2018, a water heater replaced in 2018 and A/C from 2016. The home is ready for its next chapter and does need renovation and updating. For the buyer willing to put in the work, this is an opportunity to renovate to your own style while adding value to a substantial home in a highly desirable location. And here's another major advantage: enjoy being close to the water and beaches without the property being located in a designated flood zone requiring flood insurance. Whether you're an owner-occupant looking to create your dream Dunedin home, a renovator searching for your next project or an investor who recognizes the upside, 2010 Moss Court offers a compelling combination of location, square footage, pool, large yard, cul-de-sac setting and improvement potential. Bring your vision and unlock the possibilities of this spacious Dunedin pool home—just minutes from the causeway, beaches and Gulf Coast lifestyle!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,742

Sqft

0.32 ac

Lot size

2

Garage

1976

Year built

One

Levels

$246

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Split Bedroom · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingDriveway
ExteriorSidewalk

Community & fees

HOA fee$8/mo
Taxes (2025)$6,766/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,627 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property tax — 2025 actual bill$564
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,500
Interest rate6.00%
Loan term

Estimated payment

$4,627/mo

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property taxes (actual bill)$564
HOA / condo fee$8
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $675K
$648KedgeAI estimate $850,423 · range $750K$1.1M$1.1M

vs edgeAI estimate

−20.6%

$/sqft vs Dunedin actives

$246 vs $298

Days on market

2 vs 47 typical

Where $246/sqft sits among the 251 Dunedin actives

66
67 · this home
57
28
14
19
$143–225$225–308$308–390$390–473$473–555$555+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunedin

Map of 2010 MOSS COURT

Drive times from this address

Tampa Int’l Airport (TPA)31 min
Downtown Tampa34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

DUNEDIN 34698 — neighborhood snapshot

Population

37,817

Median age

58.1

Median income

$67,323

Median home value

$335,800

Avg household

2.04

Households w/ children

2,412

For the school run

Pinellas County School District

MiddleDunedin Highland Middle School★★★★
ElementaryDunedin Elementary School★★★★
HighDunedin High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$455K$443K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

148 of 251

Dunedin actives have cut their price

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 108% above the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

Aug 11, 2026Listed at $675,000 · 2 days on market since
1976Built · SPANISH PINES 1ST ADD

Reality check

What actually sold near 2010 MOSS COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1509 COACHLIGHT WAYSold · Nov ’25

$730,000

1509 COACHLIGHT WAY

3 bd · 2 ba · 2,580 sqft · $283/sqft · 176 DOM

2509 MARIO WAYSold · Aug ’25

$499,000

2509 MARIO WAY

4 bd · 3.5 ba · 2,226 sqft · $224/sqft · 277 DOM

2271 REPUBLIC DRIVESold · Jun ’26

$555,000

2271 REPUBLIC DRIVE

4 bd · 3 ba · 2,186 sqft · $254/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2010 MOSS COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2010 MOSS COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2010 MOSS COURT FAQs

What would the monthly payment be for 2010 MOSS COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,627/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2010 MOSS COURT?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2010 MOSS COURT?+

The most recent tax bill on record (2025) was $6,766. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2010 MOSS COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunedin?+

At $675,000, this home is listed about 72% above the Dunedin median of $392,450. The market section on this page shows how the area is trending.

Which schools are assigned to 2010 MOSS COURT?+

Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$675,000 runs 108% above the DUNEDIN 34698 median — but at 2,742 sqft it's also nearly twice the size of the typical Dunedin listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 2 days on market in a Dunedin market that averages 47 — if it fits, move quickly.

04Strong assigned schools

Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS REALTY · Casandra Vann. MLS #L4964192.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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