2516 DATURA LOOP, ST CLOUD, FL, 34772
Active1 days on marketListed Jul 24, 2026MLS #O6420120
About this home
2516 DATURA LOOP
Virtually Staged. WHY WAIT TO BUILD when you can MOVE RIGHT IN to this beautifully upgraded 2022 BUILT home in the sought-after, GATED ~ 55+ COMMUNITY of Twin Lakes? Perfectly positioned with peaceful POND VIEWS out front and green space behind, this nearly new home offers the ideal blend of style and LOW MAINTENANCE LIVING. A 1.5-car garage (bring your GOLF CART!) adds extra flexibility, while the USDA-eligible location provides even more value. Inside, you will absolutely love the light-filled OPEN CONCEPT floor plan featuring 10-foot ceilings, 8-foot doors, tall baseboards, knockdown ceilings and custom Miami-style blinds throughout, including a motorized blind in the living room. An oversized sliding glass door creates seamless INDOOR/OUTDOOR LIVING, opening to the SCREENED LANAI where you can relax and enjoy the outdoor space. The thoughtfully designed kitchen showcases a timeless neutral color palette, Samsung STAINLESS STEEL APPLIANCES, including a GAS RANGE, pendant lighting, QUARTZ COUNTERTOPS, a large ISLAND with power and a generous WALK-IN PANTRY. Your PRIMARY SUITE is a true retreat with abundant natural light, a tray ceiling, generous WALK-IN CLOSET and a well-appointed private en-suite bath. The ideal SPLIT BEDROOM layout places the guest bedroom and second full bath at the front of the home - perfect for overnight guests or a home office. The smart design continues with an oversized laundry room featuring built-in cabinetry, folding counters, a utility sink and Samsung washer and dryer. Beyond your front door, Twin Lakes delivers an exceptional resident experience centered around LIVE OAK LAKE, with MULTIPLE HEATED POOLS, a spectacular clubhouse, state-of-the-art FITNESS CENTER, pickleball, tennis, bocce, a putting green, and so much more – plus a full calendar of activities and social events led by a dedicated lifestyle director. Located just off Hickory Tree Road with convenient access to US-192/US-441 and everything St. Cloud has to offer, this MOVE-IN READY home combines modern comfort with one of Central Florida's premier active adult communities. Schedule your tour today and let us say WELCOME HOME!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,346
Sqft
0.1 ac
Lot size
2
Garage
2022
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,836 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,836/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.6%
$/sqft vs St Cloud actives
$212 vs $219
Days on market
1 vs 33 typical
Where $212/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
197 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2516 DATURA LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$315,000
2520 YELLOW BRICK ROAD · same community
2 bd · 2 ba · 1,346 sqft · $234/sqft · 22 DOM
Sold · Aug ’25$315,000
2312 DATURA LOOP · same community
2 bd · 2 ba · 1,464 sqft · $215/sqft · 125 DOM
Sold · Jan ’26$325,000
4749 GLENCREST LOOP
3 bd · 2 ba · 1,348 sqft · $241/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2516 DATURA LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2516 DATURA LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2516 DATURA LOOP FAQs
What would the monthly payment be for 2516 DATURA LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,836/mo — principal and interest, the actual property-tax bill, the $452/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2516 DATURA LOOP?+
The association fee works out to $452 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2516 DATURA LOOP?+
The most recent tax bill on record (2025) was $5,040. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2516 DATURA LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $285,000, this home is listed about 33% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2516 DATURA LOOP?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34772 market on paper
$285,000 is 23% below the ST CLOUD 34772 median of $370,000, and at $212/sqft it sits under the St Cloud average of $236.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a St Cloud market that averages 33 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6420120.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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