2840 MONAGHAN DRIVE, ORMOND BEACH, FL, 32174
Active0 days on marketListed Jul 24, 2026MLS #O6427660
About this home
2840 MONAGHAN DRIVE
Short Sale. Nestled in the sought-after golf course community of Halifax Plantation, this beautiful smart home offers peaceful pond views and the perfect blend of comfort and modern living. The open-concept layout is designed for both everyday living and entertaining. The stunning kitchen boasts stainless steel appliances, quartz countertops, solid wood cabinetry, and a walk-in pantry, flowing seamlessly into the dining area and family room. Wake up to tranquil water views from the spacious primary suite, complete with a luxurious en-suite bathroom featuring dual vanities, a soaking tub, and a separate walk-in shower. Beyond the home, Halifax Plantation offers an exceptional lifestyle with a community pool, clubhouse, tennis courts, championship golf course, and a variety of amenities that make it more than just a neighborhood it's a true community. Conveniently located just minutes from beautiful beaches, scenic state parks, and Interstate 95, this home combines peaceful surroundings with easy access to everything you need. There is a 15,000 buyers premium due at closing to go to the bankruptcy estate.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,106
Sqft
0.22 ac
Lot size
2
Garage
2023
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,561 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,561/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
Right at the estimate
Days on market
0 vs 41 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Halifax Plantation
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
Halifax Plantation — neighborhood snapshot
Population
1,878
Median age
71
Median income
$73,056
Median home value
$375,332
Avg household
2
Households w/ children
76%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2840 MONAGHAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2840 MONAGHAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2840 MONAGHAN DRIVE FAQs
What would the monthly payment be for 2840 MONAGHAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,561/mo — principal and interest, the actual property-tax bill, the $68/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2840 MONAGHAN DRIVE?+
The association fee works out to $68 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2840 MONAGHAN DRIVE?+
The most recent tax bill on record (2025) was $5,451. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2840 MONAGHAN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $454,800, this home is listed about 7% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 2840 MONAGHAN DRIVE?+
Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$454,800 runs 14% above the ORMOND BEACH 32174 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Ormond Beach market that averages 41 — if it fits, move quickly.
04Strong assigned schools
Ormond Beach Middle School, Pine Trail Elementary School, Seabreeze High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of CENTURY 21 CARIOTI · Kavita Uttamchandani. MLS #O6427660.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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