
3491 MONUMENT DRIVE, DELTONA, FL, 32738
Active2 days on marketListed Aug 17, 2026MLS #O6432627
About this home
3491 MONUMENT DRIVE
Seller to install a new roof prior to closing with an acceptable offer, adding even more value and peace of mind for the next owner. Welcome to 3491 Monument Drive in Deltona Lakes, offering a spacious and functional 4-bedroom, 2-bathroom split-bedroom floor plan with 1,759 square feet of living space. The home opens to a spacious living and dining area featuring neutral finishes, tile flooring, vaulted ceilings, and an abundance of natural light. The open layout flows seamlessly toward the kitchen and dining space, while sliding glass doors provide easy access to the family room area and create a bright, connected feel throughout the main living spaces. The bright kitchen features granite countertops, warm wood cabinetry, stainless steel appliances, a double-basin sink, ample counter space, and plenty of storage. A large window over the sink brings in natural light, while the open design keeps the kitchen connected to the adjoining dining and living areas. The spacious primary bedroom offers soft neutral carpeting, abundant natural light, a ceiling fan, a generous walk-in closet, and convenient access to the private en-suite bathroom. Bedrooms two through four feature neutral carpeting, ceiling fans, natural light, and ample closet space. These secondary bedrooms share a conveniently located full bathroom with a tub/shower combination, spacious vanity, and tile flooring. An additional family room provides even more flexible living space with tile flooring, neutral finishes, and multiple windows that fill the room with natural light. Convenient backyard access makes this a great area for relaxing, entertaining, or everyday living. Outside, the spacious backyard offers plenty of room for outdoor activities, gardening, pets, or creating a future entertaining space. Conveniently located in Deltona with access to shopping, dining, parks, schools, and major roadways, 3491 Monument Drive offers a great combination of space, flexibility, and location.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,759
Sqft
0.25 ac
Lot size
2
Garage
1988
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,593 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,593/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.8%
$/sqft vs Deltona actives
$182 vs $206
Days on market
2 vs 31 typical
Where $182/sqft sits among the 324 Deltona actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deltona Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
Deltona Lakes — neighborhood snapshot
Population
86,681
Median age
40
Median income
$72,296
Median home value
$254,238
Avg household
3
Households w/ children
10,582
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$300K → $319K
Deltona median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
155 of 324
Deltona actives have cut their price
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the DELTONA 32738 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 3491 MONUMENT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$423,000
3690 SUNDAY DRIVE · same community
3 bd · 2 ba · 1,748 sqft · $242/sqft · 1 DOM
Sold · Apr ’26$290,000
590 TWIN LAKE AVENUE · same community
3 bd · 2 ba · 1,412 sqft · $205/sqft · 184 DOM
Sold · Nov ’25$145,000
685 SPREADING OAK AVENUE · same community
3 bd · 2 ba · 1,352 sqft · $107/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3491 MONUMENT DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3491 MONUMENT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3491 MONUMENT DRIVE FAQs
What would the monthly payment be for 3491 MONUMENT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,593/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3491 MONUMENT DRIVE?+
The most recent tax bill on record (2025) was $4,888. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Deltona?+
At $320,000, this home is listed about 3% below the Deltona median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3491 MONUMENT DRIVE?+
Timbercrest Elementary School (elementary), Galaxy Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Todd Schroth, Pa. MLS #O6432627.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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