1965 CR 439D, LAKE PANASOFFKEE, FL, 33538
Active1 days on marketListed Aug 17, 2026MLS #O6432667
About this home
1965 CR 439D
Welcome to Lake Panasoffkee! This charming 2-Bedroom, 2-Bath home offers the best of relaxed country living with a LARGE LOT, NO HOA and a convenient location near beautiful Lake Panasoffkee. With a move-in-ready interior, RECENT MAJOR UPDATES and plenty of room to enjoy the outdoors, this home is a wonderful opportunity for anyone looking for a peaceful Central Florida retreat. Step inside to a bright and inviting OPEN FLOOR PLAN where the Living Room, Dining area and Kitchen come together effortlessly. LUXURY VINYL PLANK FLOORING runs throughout the home with NO CARPET, while vaulted ceilings add an airy, spacious feel. FRESH INTERIOR PAINT creates a clean backdrop ready for your personal style, and in the Living Room you'll find a LARGE PICTURE WINDOW that fills the space with natural light. The Kitchen is both stylish and functional with SMART STAINLESS STEEL APPLIANCES, breakfast bar, abundant cabinetry and generous counter space. Just off the Kitchen, the Dining area has a door leading to a small patio and FENCED BACKYARD, providing easy access to the outdoors. The SPLIT-BEDROOM FLOOR PLAN offers privacy, with the spacious Primary Suite on one side of the home and the second bedroom and full bath on the opposite side. The Primary Suite features a WALK-IN CLOSET and private en-suite bath, while BOTH BATHROOMS HAVE BEEN UPDATED. Other major updates adding peace of mind include a NEW ROOF (2022), NEW WATER SOFTENER (2022) and NEW WATER HEATER (2026). The attached 1-CAR GARAGE features an insulated garage door, adding comfort and efficiency to the space. Outside, you'll appreciate the LARGE LOT, NO HOA AND country setting. The FENCED BACKYARD offers room to create your own outdoor oasis and plenty of potential for gardening, entertaining or simply enjoying the quiet surroundings. A backyard STORAGE SHED provides convenient space for tools, lawn equipment and all your outdoor essentials.Located near LAKE PANASOFFKEE, this area is a great fit for those who enjoy fishing, boating, kayaking and spending time outdoors. Nearby NATURAL AREAS and waterways provide plenty of opportunities to experience Florida's quieter side, while the communities of BUSHNELL and THE VILLAGES are within easy reach for shopping, dining, entertainment and everyday conveniences. With NO HOA, a large lot, country setting, and RECENT MAJOR UPDATES, this home offers an inviting opportunity to enjoy a SIMPLER PACE OF LIFE without giving up convenience. Come see all the possibilities this charming home has to offer!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,140
Sqft
0.17 ac
Lot size
1
Garage
2005
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,669 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,669/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.1%
$/sqft vs Lake Panasoffkee actives
$197 vs $178
Days on market
1 vs 42 typical
Where $197/sqft sits among the 40 Lake Panasoffkee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Panasoffkee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Panasoffkee. See the full Lake Panasoffkee guide →
LAKE PANASOFFKEE 33538 — neighborhood snapshot
Population
5,748
Median age
47.6
Median income
$48,951
Median home value
$157,200
Avg household
2.13
Households w/ children
692
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Panasoffkee market
$194K → $163K
Lake Panasoffkee median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
24 of 40
Lake Panasoffkee actives have cut their price
Median sold price, Lake Panasoffkee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the LAKE PANASOFFKEE 33538 median. See the full Lake Panasoffkee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1965 CR 439D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$210,000
1335 CR 442
3 bd · 2 ba · 1,140 sqft · $184/sqft · 177 DOM
Sold · May ’26$265,000
1343 CR 437
3 bd · 2 ba · 1,145 sqft · $231/sqft · 8 DOM
Sold · Feb ’26$200,000
2588 CR 426E
3 bd · 2 ba · 1,147 sqft · $174/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1965 CR 439D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1965 CR 439D — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1965 CR 439D FAQs
What would the monthly payment be for 1965 CR 439D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,669/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1965 CR 439D?+
The most recent tax bill on record (2025) was $1,030. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1965 CR 439D?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Panasoffkee?+
At $224,900, this home is listed about 2% above the Lake Panasoffkee median of $220,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1965 CR 439D?+
Lake Panasoffkee Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$224,900 runs 13% above the LAKE PANASOFFKEE 33538 median.
02Fresh on the market
Only 1 day on market in a Lake Panasoffkee market that averages 42 — if it fits, move quickly.
03Strong assigned schools
Lake Panasoffkee Elementary School, South Sumter Middle School — South Sumter Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6432667.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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