476 BANYON TREE CIRCLE UNIT 104, MAITLAND, FL, 32751
Active1 days on marketListed Aug 14, 2026MLS #O6432801
About this home
476 BANYON TREE CIRCLE UNIT 104
Discover comfort, style, and convenience in this beautifully renovated and tastefully furnished first-floor condominium in the centrally located Carrington Park community. This inviting home features brand-new tile flooring throughout and a thoughtfully updated kitchen with wood cabinetry, stainless steel appliances, granite countertops, and a spacious pantry for excellent storage. The generously sized bedroom includes a walk-in closet, offering plenty of room for organization. The updated bathroom features a walk in shower, new toilet and vanity. Carrington Park provides a desirable lifestyle with multiple swimming pool areas, a fitness facility, playground, and a peaceful courtyard for relaxation. Ideally located just steps from shopping and near the intersection of Howell Branch Road and 436, this condo offers easy access to major destinations, including UCF, Valencia, and Full Sail. A great opportunity for those seeking a move-in ready home in a convenient central location.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
759
Sqft
1973
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,630 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,630/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.5%
$/sqft vs Maitland actives
$204 vs $277
Days on market
1 vs 41 typical
Where $204/sqft sits among the 101 Maitland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Maitland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Maitland. See the full Maitland guide →
MAITLAND 32751 — neighborhood snapshot
Population
22,853
Median age
38.7
Median income
$94,277
Median home value
$433,100
Avg household
2.27
Households w/ children
2,397
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Maitland market
$508K → $545K
Maitland median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
53 of 101
Maitland actives have cut their price
Median sold price, Maitland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% below the MAITLAND 32751 median. See the full Maitland market guide →
Paper trail
This home's history
Reality check
What actually sold near 476 BANYON TREE CIRCLE UNIT 104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$110,000
2520 CAPER LANE UNIT 206 · same community
1 bd · 1 ba · 759 sqft · $145/sqft · 144 DOM
Sold · Apr ’26$99,000
2426 BRANCH WAY UNIT 200 · same community
1 bd · 1 ba · 550 sqft · $180/sqft · 7 DOM
Sold · Aug ’26$113,000
550 FLEMMING WAY UNIT 100 · same community
2 bd · 1 ba · 1,051 sqft · $108/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 476 BANYON TREE CIRCLE UNIT 104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 476 BANYON TREE CIRCLE UNIT 104 — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
476 BANYON TREE CIRCLE UNIT 104 FAQs
What would the monthly payment be for 476 BANYON TREE CIRCLE UNIT 104?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,630/mo — principal and interest, the actual property-tax bill, the $294/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 476 BANYON TREE CIRCLE UNIT 104?+
The association fee works out to $294 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 476 BANYON TREE CIRCLE UNIT 104?+
The most recent tax bill on record (2025) was $2,336. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 476 BANYON TREE CIRCLE UNIT 104?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Maitland?+
At $155,000, this home is listed about 69% below the Maitland median of $494,750. The market section on this page shows how the area is trending.
Which schools are assigned to 476 BANYON TREE CIRCLE UNIT 104?+
Lake Orienta Elementary School (elementary), Milwee Middle School (middle), Lyman High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MAITLAND 32751 market on paper
$155,000 is 62% below the MAITLAND 32751 median of $409,950, and at $204/sqft it sits under the Maitland average of $299.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Only 1 day on market in a Maitland market that averages 41 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of CORCORAN PREMIER REALTY · Angela Carney. MLS #O6432801.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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