512 DOWLING CIRCLE, LADY LAKE, FL, 32159
Active0 days on marketListed Aug 14, 2026MLS #O6433416
About this home
512 DOWLING CIRCLE
BUILD YOUR DREAM HOME IN THE HEART OF LAKE COUNTY! Discover the opportunity to own a homesite in the desirable community of The Lakes of Lady Lake, ideally situated in the heart of beautiful Lake County. This property offers the perfect canvas to create the home you've been envisioning, whether you're looking to build your forever home, seasonal retreat, or investment property. Enjoy the charm of Lady Lake and the convenience of being close to shopping, dining, medical facilities, recreation, and the many amenities Lake County has to offer. With its desirable location and established neighborhood setting, this is an excellent opportunity to secure your piece of Central Florida and bring your vision to life. Don't miss your chance to build in The Lakes of Lady Lake!
Facts & features
The home at a glance
0.38 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$727 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$727/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $320K
Lady Lake median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% below the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 512 DOWLING CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$420,000
1410 MEADOW VIEW WAY · same community
3 bd · 3 ba · 1,900 sqft · $221/sqft · 7 DOM
Sold · Jun ’26$428,000
1412 MEADOW VIEW WAY · same community
3 bd · 2 ba · 2,074 sqft · $206/sqft · 108 DOM
Sold · Nov ’25$370,000
502 CANOPY LANE · same community
3 bd · 2 ba · 2,269 sqft · $163/sqft · 150 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 512 DOWLING CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 512 DOWLING CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
512 DOWLING CIRCLE FAQs
What would the monthly payment be for 512 DOWLING CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $727/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 512 DOWLING CIRCLE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 512 DOWLING CIRCLE?+
The most recent tax bill on record (2025) was $1,159. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 512 DOWLING CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $58,500, this home is listed about 82% below the Lady Lake median of $333,490. The market section on this page shows how the area is trending.
Which schools are assigned to 512 DOWLING CIRCLE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BRIJE REAL ESTATE LLC · Jennifer Mirabile. MLS #O6433416.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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