1084 SHADOWMOSS CIRCLE, LAKE MARY, FL, 32746
Active0 days on marketListed Aug 14, 2026MLS #O6433454
About this home
1084 SHADOWMOSS CIRCLE
Dreams Do Come True! Live Where Luxury Meets Nature — Guard-Gated Magnolia Plantation, Lake Mary Welcome to your private resort-style retreat in the heart of Magnolia Plantation, one of Lake Mary’s most prestigious guard-gated golf communities — located in a city consistently voted among the safest in the nation. This stunning mostly single-story 4-bedroom + upstairs bonus room, 3-bath residence spans nearly 3,300 square feet and was designed for both grand entertaining and effortless everyday living. Built in 2004, the home impresses immediately with soaring ceilings, expansive open living spaces, and breathtaking golf-front views. Wake up to the sights of deer, wild turkeys, and Florida’s beautiful native wildlife roaming the community — with the rare and fascinating black bear sighting from time to time — all while enjoying the peace, privacy, and security of this exclusive neighborhood. The Remodeled High End chef’s kitchen anchors the home with stainless steel appliances,quartz countertop, an oversized island, abundant cabinetry, and seamless flow into the living and dining areas — perfect for family gatherings or hosting unforgettable evenings. Your luxurious owner’s suite offers a true escape, complete with dual vanities, soaking tub, walk-in shower, and an oversized walk-in closet. Three additional bedrooms are generously sized for family or guests, plus a versatile bonus room ideal for a home office, playroom, or gym. Step outside to your screened lanai overlooking the golf course and a sparkling private pool — your own outdoor oasis for relaxing or entertaining year-round. A 3-car garage and massive driveway provide ample space for vehicles, storage, and guests. it’s a lifestyle of comfort, security, and natural beauty in one of Central Florida’s most sought-after communities. Homes like this in Magnolia Plantation are rarely available. Welcome home.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,289
Sqft
0.25 ac
Lot size
3
Garage
2004
Year built
Two
Levels
$281
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,257 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,257/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.3%
Days on market
0 vs 49 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Magnolia Plantation
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Magnolia Plantation — neighborhood snapshot
Population
2,424
Median age
46
Median income
$250,001
Median home value
$931,600
Avg household
3
Households w/ children
305
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 145% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1084 SHADOWMOSS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1084 SHADOWMOSS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1084 SHADOWMOSS CIRCLE FAQs
What would the monthly payment be for 1084 SHADOWMOSS CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,257/mo — principal and interest, the actual property-tax bill, the $183/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1084 SHADOWMOSS CIRCLE?+
The association fee works out to $183 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1084 SHADOWMOSS CIRCLE?+
The most recent tax bill on record (2025) was $6,913. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1084 SHADOWMOSS CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $925,000, this home is listed about 121% above the Lake Mary median of $419,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1084 SHADOWMOSS CIRCLE?+
Heathrow Elementary School (elementary), Markham Woods Middle School (middle), Seminole High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$925,000 runs 145% above the LAKE MARY 32746 median — but at 3,289 sqft it's also nearly twice the size of the typical Lake Mary listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Listed today in a Lake Mary market that averages 49 — if it fits, move quickly.
04Strong assigned schools
Heathrow Elementary School, Markham Woods Middle School, Seminole High School — Heathrow Elementary School rates 5 of 5. Always verify assignments with the district.
Listing courtesy of INVESTOR'S REAL ESTATE LLC · Freddie Crespo. MLS #O6433454.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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