4745 AVON COURT UNIT 4745, ST CLOUD, FL, 34769
Active1 days on marketListed Aug 16, 2026MLS #O6433949
About this home
4745 AVON COURT UNIT 4745
Welcome to 4745 Avon Ct — a spacious and inviting 2-bedroom, 2-bath second-floor condo in the Heather Hall community of Saint Cloud! The open living and dining areas flow naturally into the kitchen, creating a comfortable layout for everyday living and entertaining. Step outside to the screened balcony and enjoy a peaceful place to start your morning, unwind at the end of the day, or simply enjoy the Florida weather. The home also features an inside laundry area, breakfast bar, and generous living space. Major improvements include updated vinyl plank flooring, A/C system replaced in 2020, water heater replaced in 2022, Heather Hall offers residents a community pool, tennis court, and community room with a full kitchen for gatherings and events. The location is outstanding — just minutes from Publix, Walmart, restaurants, shopping, downtown Saint Cloud, and the Florida Turnpike entrance, making travel throughout Central Florida convenient. Whether you're looking for your primary residence, a Florida getaway, or an investment property, 4745 Avon Ct delivers an excellent combination of location, space, amenities, and value.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
967
Sqft
0.12 ac
Lot size
1973
Year built
One
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,138 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,138/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6%
$/sqft vs St Cloud actives
$150 vs $217
Days on market
1 vs 47 typical
Where $150/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lake Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
Pine Lake Estates — neighborhood snapshot
Population
1,012
Median age
36
Median income
$62,817
Median home value
$287,161
Avg household
4
Households w/ children
121
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $392K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
250 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4745 AVON COURT UNIT 4745
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$165,000
4700 KILT COURT UNIT 12 · same community
2 bd · 2 ba · 967 sqft · $171/sqft · 11 DOM
Sold · Aug ’26$110,000
4718 KILT COURT UNIT 66 · same community
2 bd · 2 ba · 967 sqft · $114/sqft · 274 DOM
Sold · Oct ’25$115,000
4725 AVON COURT · same community
2 bd · 2 ba · 967 sqft · $119/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4745 AVON COURT UNIT 4745 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4745 AVON COURT UNIT 4745 — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4745 AVON COURT UNIT 4745 FAQs
What would the monthly payment be for 4745 AVON COURT UNIT 4745?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,138/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4745 AVON COURT UNIT 4745?+
The most recent tax bill on record (2025) was $721. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4745 AVON COURT UNIT 4745?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $145,000, this home is listed about 66% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4745 AVON COURT UNIT 4745?+
Neptune Elementary School (elementary), Neptune Middle School (middle), St. Cloud High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY. MLS #O6433949.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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