3404 SE 35TH STREET, OCALA, FL, 34471
Active1 days on marketListed Aug 13, 2026MLS #OM729640
About this home
3404 SE 35TH STREET
Virtually Staged. Affordable Opportunity with Endless Potential! This solid block 3-bedroom 2-bath home offers the perfect opportunity to create the home you've always envisioned. Conveniently located less than 15 minutes from historic downtown Ocala, this property combines a desirable location with plenty of space and value. Inside, you'll find a versatile bonus room that provides additional living space and can easily serve as a family room, home office, game room or hobby area. While much of the home reflects its original 1972 charm, it offers a wonderful opportunity for buyers to update and personalize to their own style. Recent improvements include a 2023 water heater, a new dishwasher and the septic system was pumped approximately three years ago. A dedicated utility room offers added convenience, while the screened back porch overlooks the spacious fenced backyard complete with a storage shed which is perfect for outdoor entertaining, pets, gardening or extra storage. Whether you're a first-time homebuyer looking to build equity, an investor or someone searching for an affordable home with great bones, this property is full of potential. Conveniently located near shopping, restaurants medical facilities, and everything Ocala has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,414
Sqft
0.32 ac
Lot size
1972
Year built
One
Levels
$141
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,505 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,505/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24.5%
$/sqft vs Ocala actives
$141 vs $185
Days on market
1 vs 54 typical
Where $141/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
186 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 3404 SE 35TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$315,000
3201 SE 34TH STREET · same community
4 bd · 2.5 ba · 1,872 sqft · $168/sqft · 0 DOM
Sold · Nov ’25$233,000
5375 SE 39TH AVENUE
2 bd · 2.5 ba · 1,451 sqft · $161/sqft · 10 DOM
Sold · Feb ’26$165,000
2800 SE 52ND STREET
2 bd · 1 ba · 1,376 sqft · $120/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3404 SE 35TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3404 SE 35TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3404 SE 35TH STREET FAQs
What would the monthly payment be for 3404 SE 35TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,505/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3404 SE 35TH STREET?+
The most recent tax bill on record (2025) was $958. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $199,900, this home is listed about 33% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3404 SE 35TH STREET?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34471 market on paper
$199,900 is 33% below the OCALA 34471 median of $299,000, and at $141/sqft it sits under the Ocala average of $206.
02Fresh on the market
Only 1 day on market in a Ocala market that averages 54 — if it fits, move quickly.
03Strong assigned schools
Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLSTARS REALTY · Denise Bibeau. MLS #OM729640.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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