65 BEACH LANE UNIT N, CRYSTAL RIVER, FL, 34429
Active0 days on marketListed Aug 12, 2026MLS #OM730303
About this home
65 BEACH LANE UNIT N
LIVE THE WATERFRONT LIFESTYLE YOU’VE BEEN DREAMING OF! Welcome to 65 Beach Lane, Unit N, a special waterfront townhome nestled on a crystal-clear canal with direct access to Hunter Springs and Kings Bay. Tucked just behind the iconic Pete’s Pier, this is the kind of place where everyday life feels like a vacation. Step outside and embrace the Nature Coast lifestyle with your own boat dock, ready for your next adventure. Launch your kayak or paddleboard, fish from your own backyard, or simply relax and watch manatees and dolphins make their way through the crystal-clear waters. When you’re ready for a saltwater adventure, enjoy a beautiful boat ride down the river and out to the Gulf for scalloping and saltwater fishing. It truly is the best of both worlds—freshwater fun right outside your door and Gulf adventures just a boat ride away. Inside, the open-concept living areas create a warm and inviting gathering space for family and friends. The kitchen features stainless steel appliances and granite countertops, making it both stylish and functional for everything from casual breakfasts to entertaining after a day on the water. Two spacious primary suites provide comfort and privacy, while the bonus sleeping loft provides the perfect extra space when guests come to stay. Thoughtfully designed improvements provide an added level of peace of mind for waterfront living, including waterproof spray-foam insulation, waterproof wainscoting, tile flooring, a waterproof staircase, mold-resistant Bora-Care-treated framing, and waterproof protection behind the walls. Additional quality features include tile and wood flooring throughout, top-of-the-line foam insulation in the roof designed to improve energy efficiency, solid-core interior doors, crown molding, waterproof shiplap accents, and a brand-new HVAC system. The outdoor space is where this home truly shines. Enjoy your shaded patio overlooking the crystal-clear water, ready for your morning coffee, afternoon relaxation, outdoor dining, or entertaining family and friends. As the day winds down, the west-facing waterfront setting offers a front-row seat to beautiful sunsets over Kings Bay. Located within the desirable Kings Bay Loop, you can golf cart to many of Crystal River’s favorite restaurants, shops, waterfront attractions, and the nearby Plantation Golf & Country Club. Whether you’re looking for a full-time waterfront home, weekend escape, or investment opportunity, this townhome offers something truly special—a chance to slow down, get on the water, gather your loved ones, chase sunsets, and experience the very best of Crystal River. Don’t just dream about waterfront living—make it your everyday life.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,311
Sqft
0.05 ac
Lot size
1974
Year built
Two
Levels
$294
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,979 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,979/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+48.6%
Days on market
0 vs 59 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 65 BEACH LANE UNIT N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 65 BEACH LANE UNIT N — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
65 BEACH LANE UNIT N FAQs
What would the monthly payment be for 65 BEACH LANE UNIT N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,979/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 65 BEACH LANE UNIT N?+
The most recent tax bill on record (2025) was $4,590. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 65 BEACH LANE UNIT N?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal River?+
At $385,000, this home is listed about 26% above the Crystal River median of $305,000. The market section on this page shows how the area is trending.
Which schools are assigned to 65 BEACH LANE UNIT N?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$385,000 runs 51% above the CRYSTAL RIVER 34429 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Listed today in a Crystal River market that averages 59 — if it fits, move quickly.
Listing courtesy of MEEK REAL ESTATE SALES, LLC · Amy Meek. MLS #OM730303.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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