536 NW 9TH AVENUE, CRYSTAL RIVER, FL, 34428
Active1 days on marketListed Aug 14, 2026MLS #OM730308
About this home
536 NW 9TH AVENUE
Crystal River Waterfront Home/Large Lot/Two 40' Covered Slips and a Third Dock/Deep Water/No Bridge to Hinder Access/Pool with Enclosure Welcome to your Crystal River waterfront retreat, where boating, paddling, and waterfront living come together in an exceptional location! Situated on a generous 0.43-acre lot with protected deep-water canal frontage and a direct route to Kings Bay and the Gulf, this property is designed for enjoying everything Crystal River has to provide. The waterfront features an impressive 43' x 32' boathouse with two boat lifts and a floating dock, plus a third dock along the seawall that can accommodate a boat up to 40 feet. With deep water and no bridges to go under, you can be on Kings Bay and the main river channel within minutes, making this an ideal home base for boating, fishing, kayaking, and paddleboarding. Back on land, enjoy the screened pool enclosure, paver pool deck, and inviting fire-pit lounge area—perfect for relaxing after a day on the water. The spacious three-car garage offers abundant storage and workshop space, providing plenty of room for vehicles, tools, watercraft, and all your recreational gear. Best of all, this waterfront property is conveniently located just a short walk from downtown Crystal River while still offering easy access to the Gulf and the area's renowned waterways. The home has also been thoughtfully improved with flood-resistant measures for added peace of mind, including a practical wall dry-out approach designed to simplify recovery if ever needed. Whether you're looking for a full-time residence, weekend escape, or waterfront lifestyle, this property offers the rare combination of deep-water boating access, exceptional dockage, outdoor entertaining, and a location close to downtown. Come experience the best of Crystal River waterfront living!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,998
Sqft
0.43 ac
Lot size
3
Garage
1979
Year built
One
Levels
$395
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,549 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,549/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+60.7%
$/sqft vs Crystal River actives
$395 vs $213
Days on market
1 vs 53 typical
Where $395/sqft sits among the 155 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34428 — neighborhood snapshot
Population
9,325
Median age
55.4
Median income
$48,185
Median home value
$236,100
Avg household
2.15
Households w/ children
690
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
80 of 155
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 318% above the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 536 NW 9TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$300,000
10400 SE 101ST AVENUE ROAD · same community
3 bd · 2 ba · 2,078 sqft · $144/sqft · 83 DOM
Sold · Feb ’26$459,000
10480 SE 101ST AVENUE ROAD · same community
3 bd · 2.5 ba · 2,229 sqft · $206/sqft · 154 DOM
Sold · Apr ’26$282,500
2239 HOLLY LANE · same community
3 bd · 2 ba · 1,746 sqft · $162/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 536 NW 9TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 536 NW 9TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
536 NW 9TH AVENUE FAQs
What would the monthly payment be for 536 NW 9TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,549/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 536 NW 9TH AVENUE?+
The most recent tax bill on record (2025) was $9,963. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 536 NW 9TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal River?+
At $790,000, this home is listed about 153% above the Crystal River median of $312,500. The market section on this page shows how the area is trending.
Which schools are assigned to 536 NW 9TH AVENUE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$790,000 runs 318% above the CRYSTAL RIVER 34428 median — but at 1,998 sqft it's also 26% larger than the typical Crystal River listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Crystal River market that averages 53 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Bonnie Jo Vorwerk. MLS #OM730308.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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