4623 MILDRED BASS ROAD, ST CLOUD, FL, 34772
Active0 days on marketListed Aug 14, 2026MLS #S5155642
About this home
4623 MILDRED BASS ROAD
Welcome to this absolutely breathtaking, one-of-a-kind home perfectly poised on arguably one of the most beautiful lots in Saint Cloud's most desirable neighborhood. No detail was left out of the design process for this original coastal farmhouse. From brick wall accents to the hidden pantry and staircase, to simply the well thought-out design that embraces practical style and functionality, this home exudes an elevated and comfortable lifestyle. Downstairs and on one side of the home, the Primary Suite, complete with spacious ensuite bath and massive walk-in closet, showcases picture windows allowing for natural light to filter in, and French doors leading to the back porch and yard. Also downstairs, 2 other bedrooms with jack-and-jill bathrooms allow for children or guests to have their own privacy and space. One of the most unique and show-stopping features of the home is the well-appointed office just off the foyer. This glass-front room provides not only a functional, but a beautiful place to work. Equally impressive is the living room with built-ins and an electric fireplace, all overlooking the pristine, private back yard, and also visible from the gourmet kitchen and dining area. You won't be at a loss for storage-or style-here. Up the hidden staircase, a loft with separate bonus room allow for a 4th bedroom and playroom, den, or homeschool room. You'll also have easy access to the impressive attic storage as well. Outside, the front and back porches allow you to take in the gorgeous outdoors. The back porch is screened and a perfect place for entertainment with speaker system and surround sound there, and throughout the interior as well. Attached to the home is a very clean 3-car garage. If that's not enough, the detached bonus garage provides ample storage as well. Currently used as a home gym, the sky is really the limit for this space. For a better tour of what this estate has to offer, view the property video and 3D tour, or schedule a private viewing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,450
Sqft
2.17 ac
Lot size
3
Garage
2012
Year built
Two
Levels
$333
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,313 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,313/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+77.3%
Days on market
0 vs 46 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $392K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 114% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4623 MILDRED BASS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4623 MILDRED BASS ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4623 MILDRED BASS ROAD FAQs
What would the monthly payment be for 4623 MILDRED BASS ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,313/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4623 MILDRED BASS ROAD?+
The most recent tax bill on record (2025) was $5,390. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4623 MILDRED BASS ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $815,000, this home is listed about 90% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4623 MILDRED BASS ROAD?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$815,000 runs 114% above the ST CLOUD 34772 median — but at 2,450 sqft it's also 23% larger than the typical St Cloud listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a St Cloud market that averages 46 — if it fits, move quickly.
Listing courtesy of IRON VALLEY REAL ESTATE OSCEOLA · Tiffany Chapman. MLS #S5155642.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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