Yumiko Sugawara
$2,0002 bd2 ba1,541 sqft$1 /sqft$174 /mo all-in ↓

23330 PAPYRUS WAY, LUTZ, FL, 33559

Active8 days on marketListed Aug 3, 2026MLS #TB8535213

Priced 100% below the LUTZ 33559 medianTownhouseWILLOW SQUARE

About this home

23330 PAPYRUS WAY

Must-see! This beautiful maintained free townhouse is located in the sought after gated community of Willow Square off of Livingston Road and Hwy 54. The spacious open, light filled floor plan and bonus upstairs loft provides a perfect setting for relaxation and entertaining for you and your guests. On the first floor this one car garage home includes a spacious great room, a cozy nook and kitchen with all electric appliances, has a covered patio attached. Upstairs, a multipurpose loft divides the lavish owner's suite from the additional bedroom, both of which feature private bathrooms for convenience. The upstairs laundry includes a washer and dryer. The community pool is conveniently located. Lawncare is included. Situated nearby are major highways, the Outlet Mall, USF, hospitals, and a variety of restaurants, combining convenience and leisure at its finest. This move-in ready home awaits you to experience the best of Florida living today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,541

Sqft

0.05 ac

Lot size

1

Garage

2022

Year built

Two

Levels

$1

Per sqft

Trees/Woods view

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Touchless Faucet · Washer
InteriorCeiling Fan(s) · Open Floorplan · PrimaryBedroom Upstairs · Window Treatments
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric · Propane

Outside & construction

ViewTrees/Woods
FacesWest
ParkingGarage Door Opener · Ground Level
ExteriorPrivate Entrance · Sidewalk

Community & fees

PetsNo
CommunityPool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Fire Hydrant · Sewer Connected · Water Connected

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$174 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$12
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $70Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $70
Interest rate6.00%
Loan term

Estimated payment

$174/mo

Principal & interest$12
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lutz actives

$1 vs $241

Days on market

8 vs 42 typical

Where $1/sqft sits among the 261 Lutz actives

0 · this home
2
69
124
39
27
$1–71$71–140$140–209$209–279$279–348$348+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Map of 23330 PAPYRUS WAY

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

LUTZ 33559 — neighborhood snapshot

Population

19,147

Median age

32.1

Median income

$78,264

Median home value

$343,700

Avg household

2.65

Households w/ children

2,034

For the school run

Hillsborough County School District

ElementaryManiscalco K-8 School★★★★
HighFreedom High School★★★★
MiddleLiberty Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$541K$512K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

155 of 261

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the LUTZ 33559 median. See the full Lutz market guide →

Paper trail

This home's history

Aug 3, 2026Listed at $2,000 · 8 days on market since
2022Built · WILLOW SQUARE

Reality check

What actually sold near 23330 PAPYRUS WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1488 CASSIUS STREETSold · May ’26

$293,500

1488 CASSIUS STREET

2 bd · 2.5 ba · 1,541 sqft · $190/sqft · 48 DOM

23378 PAPYRUS WAYSold · Nov ’25

$295,000

23378 PAPYRUS WAY

2 bd · 2.5 ba · 1,541 sqft · $191/sqft · 184 DOM

23398 PAPYRUS WAYSold · Nov ’25

$290,000

23398 PAPYRUS WAY

2 bd · 2.5 ba · 1,541 sqft · $188/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 23330 PAPYRUS WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 23330 PAPYRUS WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

23330 PAPYRUS WAY FAQs

What would the monthly payment be for 23330 PAPYRUS WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 23330 PAPYRUS WAY?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $2,000, this home is listed about 100% below the Lutz median of $487,000. The market section on this page shows how the area is trending.

Which schools are assigned to 23330 PAPYRUS WAY?+

Maniscalco K-8 School (elementary), Freedom High School (high), Liberty Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LUTZ 33559 market on paper

$2,000 is 100% below the LUTZ 33559 median of $419,900, and at $1/sqft it sits under the Lutz average of $263.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Maniscalco K-8 School, Freedom High School, Liberty Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Maniscalco K-8 School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MIHARA & ASSOCIATES INC. · Deborah Erdahl. MLS #TB8535213.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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