2170 AMERICUS BOULEVARD N UNIT 65, CLEARWATER, FL, 33763
Active0 days on marketListed Aug 12, 2026MLS #TB8536050
About this home
2170 AMERICUS BOULEVARD N UNIT 65
Virtually Staged. Welcome home to one of the largest and most desirable floor plans in the highly sought-after On Top of the World 55+ community. Lovingly maintained and meticulously cared for, this spacious two-bedroom, two-bath, 1,675-square-foot residence offers the perfect combination of comfort, thoughtful updates, and functionality. Ideally located on the third floor, this home is just steps from the elevator and stairwell, with immediate access to its assigned parking space. Best of all, you'll enjoy the peace and quiet of having no neighbors living overhead. Inside, you'll discover an inviting open living and dining area enhanced by elegant crown molding and plantation shutters, creating a warm space for everyday living or entertaining. The beautifully updated kitchen features quality finishes, abundant cabinetry, and a functional layout. Both bathrooms have also been tastefully updated. One of the home's standout features is the bright and versatile Florida room, where large windows overlook tranquil green space, providing the perfect setting to enjoy your morning coffee, relax with a good book, or entertain family and friends. A thoughtfully designed built-in office area offers an attractive and functional workspace without sacrificing living space. This unit also has its own laundry room with updated appliances and excellent storage. With an abundance of closets, built-in cabinetry, and custom storage solutions throughout, you'll have room for everything—an uncommon benefit that sets this residence apart from many others. Situated within the highly sought-after On Top of the World 55+ community, this home offers more than beautiful living space—it provides an exceptional lifestyle. Located on one of the highest elevations in Pinellas County, the community is well above potential storm surge concerns. The building's solid concrete construction was designed for hurricane resilience, and the required Milestone Inspection has been successfully completed with no Phase II inspection required. Even more reassuring, the community has maintained a longstanding reputation for responsible financial management, with no special assessments in more than 40 years. Residents enjoy an unparalleled selection of amenities, including: • Two activity centers • Two heated swimming pools • State-of-the-art fitness center • Tennis and pickleball courts • A wide variety of clubs with activities of every kind • Fully equipped woodworking shop • Two private golf courses (9-hole and 18-hole), available exclusively to resident owners at no additional charge Pet owners will appreciate the community's pet-friendly atmosphere, complete with a fenced dog park. A vibrant social calendar featuring clubs, fitness classes, dancing, billiards, cards, educational programs, live entertainment, and countless community activities ensures there's always something to enjoy. Conveniently located just minutes from award-winning Gulf beaches, shopping, restaurants, healthcare, airports, and cultural attractions, this exceptional residence is equally suited as a full-time home or seasonal retreat. Homes offering this combination of size, updates, storage, location, and lifestyle rarely become available. Don't miss your opportunity to own one of the finest residences in On Top of the World. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,675
Sqft
0 ac
Lot size
1988
Year built
One
Levels
$143
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,322 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,322/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.2%
Days on market
0 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33763 — neighborhood snapshot
Population
21,278
Median age
53.8
Median income
$53,552
Median home value
$215,900
Avg household
2.12
Households w/ children
1,898
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $333K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2170 AMERICUS BOULEVARD N UNIT 65 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2170 AMERICUS BOULEVARD N UNIT 65 — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2170 AMERICUS BOULEVARD N UNIT 65 FAQs
What would the monthly payment be for 2170 AMERICUS BOULEVARD N UNIT 65?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,322/mo — principal and interest, the actual property-tax bill, the $550/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2170 AMERICUS BOULEVARD N UNIT 65?+
The association fee works out to $550 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2170 AMERICUS BOULEVARD N UNIT 65?+
The most recent tax bill on record (2025) was $1,190. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2170 AMERICUS BOULEVARD N UNIT 65?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $239,000, this home is listed about 13% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2170 AMERICUS BOULEVARD N UNIT 65?+
McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$239,000 runs 49% above the CLEARWATER 33763 median — but at 1,675 sqft it's also 33% larger than the typical Clearwater listing.
02Know the monthly fee
The association fee is $550/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Listed today in a Clearwater market that averages 55 — if it fits, move quickly.
Listing courtesy of FUTURE HOME REALTY INC · David Kelly. MLS #TB8536050.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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