Yumiko Sugawara
$1,6002 bd2 ba1,038 sqft$2 /sqft$172 /mo all-in ↓

2687 PINE RIDGE WAY S UNIT B2, PALM HARBOR, FL, 34684

Active9 days on marketListed Aug 7, 2026MLS #TB8537017

Priced 99% below the PALM HARBOR 34684 medianCondominiumPINE RIDGE AT PALM HARBOR

About this home

2687 PINE RIDGE WAY S UNIT B2

Welcome home to this beautifully maintained 2 Bedrooms, 2 Bath, second floor, end unit with extra natural lighting, condo located in the highly desirable 55+ community of Pine Ridge Palm Harbor! This awesome condo offers comfort, convenience, and a beautiful location within the community! This unit offers a spacious, open floor plan designed for comfortable living, tile flooring throughout, and is move-in-ready! The master bedroom is equipped with its own Bathroom, oversized walk-in closet that has attic access for extra storage and will accommodate most bedroom furniture! There is also a large laundry room in this unit that has a full-size washer and Dryer and offers additional storage space within the unit. This residence provides easy maintenance and a bright, inviting atmosphere whether you are living her full time or as a second home. This well-appointed layout offers generous living and dining spaces, while the bedrooms provide privacy for both owners and guests. The community offers a Resort-style pool, Shuffleboard court and is a Pet Friendly community! Located a short distance from US19 in beautiful Palm Harbor, Florida, everything is close by from Honeymoon Island and Caladesi Island State Park Beaches, the Pinellas Trail, the world-famous Tarpon Springs Sponge Docks which has lots of shopping, boating excursions, and dining! Grocery stores, drug stores, shopping and restaurants are within minutes of this community! Priced below recent sales and this unit offers so much more than most of the units n the community. Don't miss living the Florida dream.....

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,038

Sqft

0 ac

Lot size

1983

Year built

Two

Levels

$2

Per sqft

55+ community

Inside

AppliancesDryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

Community & fees

PetsNo
CommunityPool

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$172 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$9
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$1
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $56Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $56
Interest rate6.00%
Loan term

Estimated payment

$172/mo

Principal & interest$9
FHA mortgage insurance (est.)$1
Est. property taxes$1
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PINE RIDGE AT PALM HARBOR

$2 vs $178

Days on market

9 vs 49 typical

Where $2/sqft sits among the 8 homes for sale in PINE RIDGE AT PALM HARBOR

0 · this home
0
0
0
2
6
$2–35$35–69$69–102$102–136$136–170$170+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Map of 2687 PINE RIDGE WAY S UNIT B2

Drive times from this address

Tampa Int’l Airport (TPA)33 min
Downtown Tampa37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

PALM HARBOR 34684 — neighborhood snapshot

Population

26,926

Median age

55.9

Median income

$67,542

Median home value

$293,800

Avg household

2.07

Households w/ children

2,234

For the school run

Pinellas County School District

ElementarySutherland Elementary School★★★★★
HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$420K$445K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

3 of 8

PINE RIDGE AT PALM HARBOR have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Aug 7, 2026Listed at $1,600 · 9 days on market since
1983Built · PINE RIDGE AT PALM HARBOR

Reality check

What actually sold near 2687 PINE RIDGE WAY S UNIT B2

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1871 PINE RIDGE WAY W UNIT B2Sold · May ’26

$190,000

1871 PINE RIDGE WAY W UNIT B2 · same community

2 bd · 2 ba · 1,038 sqft · $183/sqft · 3 DOM

2688 PINE RIDGE WAY N UNIT D1Sold · Jun ’26

$155,000

2688 PINE RIDGE WAY N UNIT D1 · same community

2 bd · 2 ba · 1,038 sqft · $149/sqft · 548 DOM

2699 PINE RIDGE WAY E UNIT H1Sold · Nov ’25

$172,000

2699 PINE RIDGE WAY E UNIT H1 · same community

2 bd · 2 ba · 1,038 sqft · $166/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2687 PINE RIDGE WAY S UNIT B2 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2687 PINE RIDGE WAY S UNIT B2 — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2687 PINE RIDGE WAY S UNIT B2 FAQs

What would the monthly payment be for 2687 PINE RIDGE WAY S UNIT B2?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 2687 PINE RIDGE WAY S UNIT B2?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $1,600, this home is listed about 100% below the Palm Harbor median of $375,990. The market section on this page shows how the area is trending.

Which schools are assigned to 2687 PINE RIDGE WAY S UNIT B2?+

Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX REALTEC GROUP INC · Kim Sobecki. MLS #TB8537017.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2687 PINE RIDGE WAY S UNIT B2, PALM HARBOR, FL — 2 Bed, 2 Bath — $1,600 | CENTURY 21 Edge