6470 107TH TERRACE, PINELLAS PARK, FL, 33782
Active4 days on marketListed Aug 10, 2026MLS #TB8537492
About this home
6470 107TH TERRACE
The backyard alone sets this one apart. A mature oak casts shade across a fully fenced lot where a stone fire pit, a generous storage shed, and a covered patio create the kind of outdoor life most spend years trying to build. Inside, every appliance stays — walk in, plug in, and live. The roof is brand new and the HVAC has years left, so the first thing you do here is relax, not renovate. No HOA and no CDD means the yard is yours to enjoy exactly as you want it. Pinellas Park sits minutes from the best of the bay area, and this quiet street carries none of the noise. Whether you are planting roots or adding to a portfolio, a turnkey home with this outdoor footprint at this price point does not sit. Come see it before someone else does.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
848
Sqft
0.14 ac
Lot size
1
Garage
1982
Year built
One
Levels
$389
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,630 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,630/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.5%
$/sqft vs Pinellas Park actives
$389 vs $220
Days on market
4 vs 42 typical
Where $389/sqft sits among the 212 Pinellas Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pinellas Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Pinellas Park. See the full Pinellas Park guide →
PINELLAS PARK 33782 — neighborhood snapshot
Population
22,607
Median age
48
Median income
$65,487
Median home value
$253,700
Avg household
2.37
Households w/ children
1,900
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Pinellas Park market
$287K → $310K
Pinellas Park median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
105 of 212
Pinellas Park actives have cut their price
Median sold price, Pinellas Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the PINELLAS PARK 33782 median. See the full Pinellas Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 6470 107TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$220,000
5641 92ND TERRACE N
3 bd · 1 ba · 900 sqft · $244/sqft · 55 DOM
Sold · Jan ’26$68,500
7000 LAFAYETTE N
1 bd · 1.5 ba · 902 sqft · $76/sqft · 197 DOM
Sold · Sep ’25$348,000
5713 86TH AVENUE N
3 bd · 2 ba · 935 sqft · $372/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6470 107TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6470 107TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6470 107TH TERRACE FAQs
What would the monthly payment be for 6470 107TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,630/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6470 107TH TERRACE?+
The most recent tax bill on record (2025) was $4,582. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Pinellas Park?+
At $329,900, this home is listed about 14% above the Pinellas Park median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6470 107TH TERRACE?+
Pinellas Central Elementary School (elementary), Pinellas Park High School (high), Pinellas Park Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Jatnna Jimenez. MLS #TB8537492.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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