348 FOUNTAINVIEW CIRCLE, OLDSMAR, FL, 34677
Active0 days on marketListed Aug 11, 2026MLS #TB8537686
About this home
348 FOUNTAINVIEW CIRCLE
Oldsmar home for sale! Homes in this sought-after community rarely become available, making 348 Fountainview Circle an opportunity not to be missed.This well-maintained, one-owner 4-bedroom, 2-bathroom home sits on a lot backing to a wooded conservation area with no rear neighbors and features a large in-ground pool and 2-car garage. Major updates include a 2016 roof, 2025 HVAC, and 2025 water heater. The home is ready for someone to bring their vision and personal touches, with excellent potential to create significant value through renovations and updates. Conveniently located with easy access to Tampa and throughout Pinellas County, as well as nearby shopping, dining, and highly regarded schools. A rare chance to get into an established neighborhood and make it your own!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,854
Sqft
0.17 ac
Lot size
2
Garage
1994
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,142 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,142/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−34.4%
Days on market
0 vs 57 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Cypress Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,900/mo median
Live Oldsmar rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Cypress Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Cypress Lakes is a short-term-rental community. See the full guide →
OLDSMAR 34677 — neighborhood snapshot
Population
22,337
Median age
47.3
Median income
$85,389
Median home value
$352,200
Avg household
2.49
Households w/ children
2,157
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oldsmar market
$400K → $470K
Oldsmar median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the OLDSMAR 34677 median. See the full Oldsmar market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 348 FOUNTAINVIEW CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 348 FOUNTAINVIEW CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
348 FOUNTAINVIEW CIRCLE FAQs
What would the monthly payment be for 348 FOUNTAINVIEW CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,142/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 348 FOUNTAINVIEW CIRCLE?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 348 FOUNTAINVIEW CIRCLE?+
The most recent tax bill on record (2025) was $2,367. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 348 FOUNTAINVIEW CIRCLE be rented short-term?+
Yes — this home sits inside Cypress Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 348 FOUNTAINVIEW CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oldsmar?+
At $425,000, this home is listed about 30% above the Oldsmar median of $327,450. The market section on this page shows how the area is trending.
Which schools are assigned to 348 FOUNTAINVIEW CIRCLE?+
Oldsmar Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$425,000 runs 70% above the OLDSMAR 34677 median — but at 1,854 sqft it's also 38% larger than the typical Oldsmar listing.
02Zoned for nightly rentals
Cypress Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Fresh on the market
Listed today in a Oldsmar market that averages 57 — if it fits, move quickly.
05Strong assigned schools
Oldsmar Elementary School, Joseph L. Carwise Middle School, East Lake High School — Oldsmar Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of ASCEND REALTY · Dana Fox. MLS #TB8537686.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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