4805 ALT 19 UNIT 624, PALM HARBOR, FL, 34683
Active1 days on marketListed Aug 17, 2026MLS #TB8538194
About this home
4805 ALT 19 UNIT 624
Waterfront Palm Harbor Condo with Canal Views, Pool & Community Dock! Enjoy the Florida lifestyle in this 2-bedroom, 2-bath well cared for second-floor block construction condo located in the desirable Cove Springs waterfront community of Palm Harbor! Offering approximately 1,000 square feet of living space, laminate and tile flooring throughout as well as granite countertops in the kitchen and bathrooms! This condo features a comfortable layout and a screened-in porch, perfect for relaxing and enjoying the beautiful Florida weather. One of the standout features of this home is the waterfront setting. From the kitchen window, enjoy a peaceful view of the canal, where manatees and dolphins can often be spotted. The water heater was replaced in 2025 for added peace of mind. All appliances covey including the Washer and Dryer purchased in 2024 and the Dishwasher replaced in 2026! The community also offers a private dock, providing a great place to fish, enjoy the water, or simply unwind while taking in spectacular Florida sunsets. Residents can also enjoy the community pool and the relaxed atmosphere of this waterfront community. The location is hard to beat! The Pinellas Trail is directly across the street, making it easy to enjoy walking, jogging, or biking. You'll also be close to restaurants, shopping, golf, parks, beaches, and some of the area's most popular coastal destinations. Prime Location: Approximately 1.5 miles from Innisbrook Golf Resort, approximately 3 miles from Tarpon Springs Sponge Docks, approximately 3 miles from Downtown Palm Harbor, approximately 4 miles from Sunset Beach, approximately 5 miles from Fred Howard Park, approximately 6 miles from Honeymoon Island State Park, approximately 7 miles to Downtown Dunedin, and approximately 9 miles to Pier 60 / Clearwater Beach. Whether you're looking for a full-time residence, seasonal Florida getaway, or an opportunity in a highly desirable coastal area, this condo offers an excellent combination of waterfront living, community amenities, and location. Come see why Palm Harbor is such a desirable place to call home!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,000
Sqft
1974
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,262 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,262/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.1%
Days on market
1 vs 52 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4805 ALT 19 UNIT 624 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4805 ALT 19 UNIT 624 — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4805 ALT 19 UNIT 624 FAQs
What would the monthly payment be for 4805 ALT 19 UNIT 624?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,262/mo — principal and interest, the actual property-tax bill, the $594/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4805 ALT 19 UNIT 624?+
The association fee works out to $594 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4805 ALT 19 UNIT 624?+
The most recent tax bill on record (2025) was $1,391. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4805 ALT 19 UNIT 624?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $220,000, this home is listed about 41% below the Palm Harbor median of $375,990. The market section on this page shows how the area is trending.
Which schools are assigned to 4805 ALT 19 UNIT 624?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PALM HARBOR 34683 market on paper
$220,000 is 44% below the PALM HARBOR 34683 median of $392,495, and at $220/sqft it sits under the Palm Harbor average of $270.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $594/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 1 day on market in a Palm Harbor market that averages 52 — if it fits, move quickly.
05Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of THE SHOP REAL ESTATE CO. · Jessica Martin. MLS #TB8538194.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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