109 DOUGLAS STREET, EDGEWATER, FL, 32141
Active0 days on marketListed Aug 14, 2026MLS #V4950729
About this home
109 DOUGLAS STREET
Experience the pinnacle of Florida waterfront living in this immaculate 4-bedroom, 2-bath coastal residence, boasting 75 feet of prime canal frontage with direct, seamless access to the Intracoastal Waterway and the world-famous Mosquito Lagoon—the "Redfish Capital of the World." Designed for serious boaters and water enthusiasts, your maritime adventures start effortlessly right from your backyard. Lower your vessel from the private covered boat lift for a quick cruise to trophy inshore flats, local sandbars, and waterfront dining, with an additional secondary boat lift ready for your skiff or jet skis, alongside a covered dock perfect for evening cocktails and relaxing. You will also find an additional bonus room on the dock along with an outdoor shower where there are endless possibilities. Inside, bright and airy open-concept living spaces provide a seamless transition from a day on the water to relaxed coastal luxury. The fully remodeled kitchen serves as the true heart of the home, featuring beautiful cabinetry, a generous prep island with storage, an expansive pantry, designer backsplash, and ambient lighting—ideal for hosting and preparing the fresh catch of the day. The functional floor plan includes four spacious bedrooms, highlighted by an expansive 12x20 fourth bedroom that functions effortlessly as an executive home office, media lounge, or customizable bonus retreat. An additional large interior utility room offers incredible versatility as a dedicated rod-and-tackle room, home gym, game room, storage or private workshop. Outdoor living is elevated with a Florida room and a lush tropical trellis garden within a completely fenced yard. Accommodations for all your land and water toys are unmatched, featuring a covered carport with a large storage shed/workshop, plus a dedicated secondary driveway equipped with full RV hookups (water, sewer, and electric). This turnkey canal-front home delivers the ultimate combination of boater's convenience, flexible living space, and authentic Florida coastal living.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,776
Sqft
0.23 ac
Lot size
1978
Year built
One
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,166 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,166/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Waterfront Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Edgewater. See the full Edgewater guide →
South Waterfront Park — neighborhood snapshot
Population
466
Median age
65
Median income
$67,198
Median home value
$117,300
Avg household
2
Households w/ children
17%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $307K
Edgewater median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the EDGEWATER 32141 median. See the full Edgewater market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 109 DOUGLAS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 109 DOUGLAS STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
109 DOUGLAS STREET FAQs
What would the monthly payment be for 109 DOUGLAS STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,166/mo — principal and interest, the actual property-tax bill, the $2/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 109 DOUGLAS STREET?+
The association fee works out to $2 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 109 DOUGLAS STREET?+
The most recent tax bill on record (2025) was $1,945. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 109 DOUGLAS STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Edgewater?+
At $449,000, this home is listed about 40% above the Edgewater median of $319,900. The market section on this page shows how the area is trending.
Which schools are assigned to 109 DOUGLAS STREET?+
Indian River Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$449,000 runs 46% above the EDGEWATER 32141 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Edgewater market that averages 54 — if it fits, move quickly.
Listing courtesy of LPT REALTY LLC · Matt Miller. MLS #V4950729.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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